Dr. Muth interviewed for US News & World Report, “5 Ways to Mitigate the Financial Downside of a Disability”
by Kimberly Palmer, May 13, 2015.
Whether you were injured on the job or fell ill, you can reduce the money stress your family will face. Read Dr. Muth’s recommendations to protect your family from experiencing the financial stress that the Muths did in the wake of a disability.
Expect worker’s compensation surveillance when you file a claim! My family found out just how intrusive worker’s compensation surveillance is after my husband was injured at work. It prompted me to write a book, “The Dark Side of Injury”. My hope is that if you walk a few miles in my shoes as you read my story, you’ll learn some things that will make filing a worker’s comp claim easier for you.
Employers and insurance companies commonly hire multiple private investigators for worker’s compensation surveillance to track activities of injury victims. Companies count on “a picture is worth a thousand words,” as they attempt to prove that you are not injured. While insurance companies claim worker’s compensation surveillance stops fraud, it’s more about denying benefits to save money.
Worker’s compensation surveillance is everywhere. While investigators aren’t allowed on your private property, they can park across the street from your house. They can follow you in a vehicle. Detectives climb trees, hide behind shrubbery and corners. Because they are in plain clothes and switch shifts, you never know when you’re being videoed or photographed. Private eyes are watching you—close your window blinds if you don’t want them to see you nude, bathing or having sex.
Worker’s compensation surveillance extends beyond just keeping an eye on your activities. Private investigators monitor your Internet activity, especially on social media sites where people share and post pictures about what they are doing. Be on guard about posting content or pictures that can be misinterpreted. It’s all too easy for innocent pictures to be misconstrued when taken out of context. Limiting online activities is a good idea.
Even when you aren’t doing anything wrong, it’s uncomfortable to be under a magnifying glass. While you are cautious about following all the restrictions set by your doctor, you never know when something will send the wrong impression. I found that keeping a detailed surveillance log was helpful. This log helps you remember the happenings on a specific day so that you can respond to erroneous charges.
Take charge of your life. Don’t allow an insurance company to unfairly deny your workers compensation benefits. Fight back. Get the tools and tips to navigate the worker’s compensation system in “The Dark Side of Injury”. And, talk to your attorney about worker’s compensation surveillance and laws in your state.
New Book “the Dark Side of Injury” Exposes the Corruption Behind Worker’s Compensation, Health Insurance, and the Medical and Pharmaceutical Industry
PALMYRA, WI–(Marketwired – February 18, 2015) – Dr. Debra Muth has worked in the medical industry for over twenty years and yet her husband became the victim of medical abuse. Dr. Muth feels “it is important to have tools to protect you and your family.”
There are roughly 3 million injured workers who reported injuries in 2013 and about 40% of those injured workers never claim benefits at all. OSHA states that worker injuries have direct costs of 1 Billon dollars a week, this does not include indirect costs for these workers.
Many people these days have stories to tell about the insults and injuries they have incurred from the medical and legal community. How many people have you heard talk about others getting rich from suing their doctors? Well it really isn’t that easy! Innocent people have had their lives changed forever because of work related injuries, medical malpractice and legal malpractice. It is important to learn how to navigate these systems to protect you and your family.
Americans are in an unusual situation these days; they are caught between being injured and trying to financially stay a float. Many are accusing them of being free loaders! They should support themselves accept their injuries by returning to work; their own doctors and our legal system have left them broke, injured and alone. How do you support yourself? How do you pay for medical expenses? How to stay functional in the world?
‘The Dark Side of Injury’, tells the tale of an injured worker in America, how the deception starts and ends. How their doctor, the legal system and their own family can cause injury and heartache. Dr. Muth feels it is important for you to know how to navigate these systems but more important is that “something good comes of a bad situation.” She shares how to stay financially and emotionally viable during these trying times.
You can purchase “The Dark Side of Injury” at Amazon.com, Serenity Health Care Center, and Henschel Publishing.com for $16.95.
About the Author
Dr. Debra Muth, ND, WHNP, APNP, BAAHP, MSNH, is a doctor who has literally healed herself. During her twenties, serious health problems began to interfere with her career she sought a new way of practicing medicine. In this book, she reveals what its like to be a medical practitioner unable to protect her husband from medical/legal injury when he was seriously injured on the job.
For more information about The Dark Side of Injury, please visit this page.